Privacy Policy

pravenquilosy ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, process, and safeguard your information when you visit our website at pravenquilosy.com or use our budget risk management services.

We are the data controller for the purposes of UK data protection legislation, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Our registered address is 2 Calabar Ct, Rutherglen, Glasgow G73 5RL, United Kingdom.

We collect various types of information to provide and improve our budget risk management services. The information we collect falls into several categories:

We only collect information that is necessary for providing our services or is required by law. You can choose not to provide certain information, but this may limit your ability to use some features of our platform.

We process your personal data for specific, legitimate purposes that are clearly explained below:

• Service Provision: To provide our budget risk management tools, generate risk assessments, and deliver personalized financial insights based on your data.
• Account Management: To create and maintain your account, verify your identity, and enable secure access to our platform.
• Customer Support: To respond to your inquiries, troubleshoot issues, and provide technical assistance when requested.
• Service Improvement: To analyze usage patterns, identify areas for enhancement, and develop new features that better serve our users.
• Communication: To send important service updates, security alerts, and educational content related to budget management (with your consent for marketing communications).
• Legal Compliance: To meet our obligations under financial services regulations, data protection laws, and other applicable legal requirements.
• Security: To protect against fraudulent activity, prevent unauthorized access, and maintain the security of our systems and your data.

We maintain strict control over your personal information and only share data in specific circumstances with trusted partners who meet our security standards:

• Service Providers: We work with carefully vetted companies that help us provide our services, including cloud hosting providers, payment processors, and customer support platforms. These partners are contractually bound to protect your data.
• Professional Advisors: We may share information with lawyers, auditors, and other professional advisors who assist us in operating our business and complying with legal obligations.
• Legal Requirements: We may disclose your information when required by law, court order, or regulatory authority, or to protect our rights and the safety of our users.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to the same privacy protections.

We never sell your personal data to third parties for marketing purposes. Any data sharing arrangements include strict contractual obligations to protect your privacy and use data only for specified purposes.

Under UK data protection law, you have several important rights regarding your personal information. We make it easy for you to exercise these rights:

To exercise any of these rights, contact us using the information provided at the end of this policy. We will respond within one month and may ask for additional information to verify your identity. There is no fee for most requests, though we may charge a reasonable fee for excessive or repetitive requests.

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction:

• Encryption: All data transmission uses TLS encryption, and sensitive data is encrypted at rest using industry-standard algorithms.
• Access Controls: Strict employee access controls ensure that only authorized personnel can access personal data, and only for legitimate business purposes.
• Regular Audits: We conduct regular security assessments and penetration testing to identify and address potential vulnerabilities.
• Secure Infrastructure: Our servers are hosted in secure, certified data centers with physical security measures and redundant systems.
• Staff Training: All employees receive regular training on data protection principles and security best practices.
• Incident Response: We maintain detailed procedures for detecting, responding to, and reporting any potential data breaches.

We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law. Our retention periods vary depending on the type of information:

When data is no longer needed, we securely delete or anonymize it using industry-standard methods. Some information may be retained in anonymized form for statistical analysis and service improvement.

While we primarily store and process data within the United Kingdom, some of our service providers may be located in other countries. When we transfer personal data outside the UK, we ensure appropriate safeguards are in place:

• Adequacy Decisions: We prioritize transfers to countries that the UK government has deemed to provide adequate data protection.
• Standard Contractual Clauses: For other countries, we use approved standard contractual clauses that provide equivalent protection to UK law.
• Additional Safeguards: We may implement supplementary measures such as encryption and access restrictions for enhanced protection.
• Regular Reviews: We regularly assess the data protection laws and practices in countries where our service providers operate.

You can request information about specific international transfers that may affect your data by contacting us using the details provided below.

We use cookies and similar technologies to enhance your experience on our website and provide our services effectively. These technologies help us understand how you interact with our platform:

• Essential Cookies: Necessary for the website to function properly, including security features and account authentication.
• Performance Cookies: Help us analyze website usage and identify areas for improvement, with data collected in aggregate form.
• Functional Cookies: Remember your preferences and settings to provide a personalized experience.
• Marketing Cookies: Used to deliver relevant advertisements and measure campaign effectiveness (only with your consent).

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality. Our cookie banner allows you to manage preferences for non-essential cookies.

We may update this privacy policy periodically to reflect changes in our practices, services, or legal requirements. When we make significant changes, we will:

• Post the updated policy on our website with a new effective date
• Send an email notification to registered users about important changes
• Provide a summary of key changes in clear, understandable language
• Give you the opportunity to review and accept new terms where required by law